What are my IMS options?

[CoBeerToad]

I've went through and read as many IMS threads as I could and I'm a bit mystified as to what solution works best for me.

1997 Boxster 2.5L
79k miles
No leaks, no bad sounds

Clutch is about gone, so I figure it's best to replace the RMS and check out the IMS. I have no room to do this myself so I have to bring it to a shop. Still haven't decided between an indie or a dealership.

My question concerning the IMS is what should I (the shop) do? If I have the dual row and almost 80k on it, am I in the 95% that is all good?

My options with my bank book (roughly $3K) are:

1. Check it out visually. If it appears in good shape, don't do anything. From what I have read, I believe I have the dual row bearing being a 1997 and the duals don't seem to have the problem that the singles do and I'm worrying for nothing. I could use the money I save towards getting the Johnny Danger "Lucky Charms" effects on my car.

2. Replace it while they are in there for good measure. I don't know if there is any real issue with the dual row, but if there is, the peace of mind may be worth it.

Either way I go, I'll be installing the thingy that warns you if you are getting metal chunks this summer when I'll have more room / time / cash.

If there is already a thread with this information that I overlooked, please feel free to let me know and I'll remove this post.