Had an Altercation Today

[Dave S.]

Originally Posted by BIGJake111

The insurance claims that they have to pay out either way so they do not really care, but yeah i am pretty upset with the situation, and we are still undecided on a lawyer, at the time we are in relations with the police chief or something asking for a better report from the officer or something more detailed.

You need to demand in writing with your insurance company that they subrogate your claim - and go after the other party for all damages including your deductible - as the accident is 100% the other person's fault.

I had to do this once and it worked to get my deductible back when the insurance company would have otherwise been happy to let me pay it and then forget about it.

[BIGJake111]

Originally Posted by Dave S.

You need to demand in writing with your insurance company that they subrogate your claim - and go after the other party for all damages including your deductible - as the accident is 100% the other person's fault.

I had to do this once and it worked to get my deductible back when the insurance company would have otherwise been happy to let me pay it and then forget about it.

So far we have not had to pay any deductibles or anything yet, the car will be appraised soon and that too will not be charged until after the liability is resolved. We are also keeping the car on our property since we would be charged for them to store it

[JayG]

Originally Posted by BIGJake111

So far we have not had to pay any deductibles or anything yet, the car will be appraised soon and that too will not be charged until after the liability is resolved. We are also keeping the car on our property since we would be charged for them to store it

How can there be a liability issue. You were driving in the lane and they were not parked properly and pulled out of the parking area and hit you. If the police say it was their fault, it simply is.

Don't wait for more BS to surface from the other kid. Stay on top of the ins company and keep them from dragging their feet. The damage appraisal and settlement is seperate from who was at fault. This was not your fault. You are the one who has suffered and they need to make you whole. That includes either replacing your car, fixing it to your satisfaction or paying you for its replacement. This should not cost you a penny..

Getting an appraisal should not take more than day or so. I would get your own independent appraisal as well. Take the car to the best body shop in town, one that specializes in high end cars, as well as the closest Porsche dealer for appraisals. That way if they try to low ball you you have some ammunition to dispute it.

Also unless it is different in your state, you can get it repaired (assuming it is repairable and not totaled) where ever you want, not the cheap ass place the insurance company may recommend or send you