Quote:
Originally Posted by Dave S.
You need to demand in writing with your insurance company that they subrogate your claim - and go after the other party for all damages including your deductible - as the accident is 100% the other person's fault.
I had to do this once and it worked to get my deductible back when the insurance company would have otherwise been happy to let me pay it and then forget about it.
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So far we have not had to pay any deductibles or anything yet, the car will be appraised soon and that too will not be charged until after the liability is resolved. We are also keeping the car on our property since we would be charged for them to store it