Had an Altercation Today

[JayG]

Originally Posted by BIGJake111

The insurance claims that they have to pay out either way so they do not really care, but yeah i am pretty upset with the situation, and we are still undecided on a lawyer, at the time we are in relations with the police chief or something asking for a better report from the officer or something more detailed.

You don't want to be charged with being at fault. It could increase your insurance cost. Even if you later get insurance from another company (and personally I highly recommend AAA) they ins companies do communicate with each other and it could cause you higher rates, etc. Besides, you did nothing wrong. If the police report says you were not at fault, it should be pretty hard for them to say otherwise.

Just remember, the insurance company IS NOT your friend and DO NOT have you best interests in mind. They want to settle it for as little $$ as they can. They happily take your insurance payments, but don't want to pay out. Unfortunately you may need to get a lawyer.

When it is all over, it will have been a good learning experience for you