Had an Altercation Today

[BFeller]

Play this card - while your car is not drivable - their insurance company owes you transportation. Those dollars can add up quick. I would not lawyer up, or even tell the other insurance company you contacted a lawyer, but talk to one if you start to get any bad vibe about the other insurance company. Which insurance companies are involved?

On the replacement end - if you need to have a set of eyes look at anything for sale around Central to Eastern NC - PM me. I don't have PPI skills, but could at least get a preliminary look accomplished.

[Timco]

Originally Posted by BFeller

Play this card - while your car is not drivable - their insurance company owes you transportation. Those dollars can add up quick. I would not lawyer up, or even tell the other insurance company you contacted a lawyer, but talk to one if you start to get any bad vibe about the other insurance company. Which insurance companies are involved?

On the replacement end - if you need to have a set of eyes look at anything for sale around Central to Eastern NC - PM me. I don't have PPI skills, but could at least get a preliminary look accomplished.

Agreed, demand a loaner (I got a very nice upgrade for free because I was dropping off a Porsche) tomorrow. You need wheels.

[BIGJake111]

Originally Posted by Timco

Agreed, demand a loaner (I got a very nice upgrade for free because I was dropping off a Porsche) tomorrow. You need wheels.

Regardless of getting a loaner or not, I am too young and my parents would drive the rental and id be in one of my parents cars regardless. Hopefully letting the In Co know that we couldve had them pay for a loaner all this time will help suggest they not be too stingy on the cars repairs, which i do belive it is good that both parties are insured by the same company so if we have issues on their in thats hurting their business with us as well.

[BIGJake111]

For anyone questioning the safty of the car, while it is terribly damaged, the car absorbed all the energy. The car reared up a bit in the front, a bit of shock of oh my did that just happen, then i look down to my right and see pavement trough my door :ah:. stopped the car shut it off got out and was amazed at how bad the damage was. The pain here is that most people dont have to go to school with the kid that hit their car the next day haha, especially when his lieing redneck family lied to the cop claiming they were jumping someone or something and belive the accident was in some way my fault. Tomorrow should be fun.

[jdraupp]

Im late to this party but anytime the repair cost exceeds 50% of the value, they generally total it. With high replacement costs associated with these things, it doesn't take much.

Find a reputable body shop and get an estimate done. Then if the guy says he thinks the insurance company will total it ask him what he can do estimate wise if you buy the salvaged car back. Often they can bring the price down and you'd have a rough estimate of how much you'd be all in for. Additionally you could always buy a box and swap parts ( aka roof) and maybe sell raby the engine if he's looking for 2.5s. Lots of options, unfortunately no one wins in this situation. Sorry man...I feel for you.

[BFeller]

Originally Posted by BIGJake111

Regardless of getting a loaner or not, I am too young and my parents would drive the rental and id be in one of my parents cars regardless. Hopefully letting the In Co know that we couldve had them pay for a loaner all this time will help suggest they not be too stingy on the cars repairs, which i do belive it is good that both parties are insured by the same company so if we have issues on their in thats hurting their business with us as well.

You are not to young to get a loaner. My 19 year step son totaled a car a few months ago. The Insurance company provided a loaner and clearly stated that he would be covered while driving it.

It's not the best situation that both cars are from the same insurance company. This is when you hope that your insurance agent will be your advocate if you have problems. With separate insurance companies - if the other guys insurance company is lagging - you file the claim with yours - then your company goes after reimbursement for what they paid. Whatever happens - be honest and fair - and you'll sleep better at night.

[BIGJake111]

Originally Posted by BFeller

Play this card - while your car is not drivable - their insurance company owes you transportation. Those dollars can add up quick. I would not lawyer up, or even tell the other insurance company you contacted a lawyer, but talk to one if you start to get any bad vibe about the other insurance company. Which insurance companies are involved?

On the replacement end - if you need to have a set of eyes look at anything for sale around Central to Eastern NC - PM me. I don't have PPI skills, but could at least get a preliminary look accomplished.

Both sides have nationwide. And thank you i will keep everyone updated and stay in touch with my fellow south eastern boxster owners. Depending on the price if the car is salvage i will likely buy it back for parts and all for myself and to share some love with members of the forum (for a small price.) That or as i stated before make a 2.5 spec racer out of it.