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As much as we love our car (posessions), that all it is.
If someone was to carjack your Boxster at gunpoint, would you lay your life on the line for it?
Consider yourself lucky that you walked away from your accident. That's why we have insurance. If this accident was not your fault, then this should not count against you. If the other party is uninsured and you have uninsured motorist waiver coverage, then even your deductable is covered.
I look at this as an opportunity to upgrade or do more mods!
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