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There is a lot of karmic crap being thrown around on this thread. If someone totals your car then they or their insurance company is obliged to make you whole. Anyone who's ever been in a total loss situation, understands that it's kind of a subjective situation especially with older high mileage cars. In a situation like this you have no choice but to look out for you best interest. It's a negotiation...period...you try to maximize your settlement and the insurance company tries to minimize their cost. That's it, you do your job and they'll do theirs.
Submit comps for other similar cars, submit copies of any receipts for recent MX.
You don't get to negotiate salvage value in most cases. They name their number. That's it.. Take it or leave it.
Don't make this harder than it is.
The folks here criticizing you for being "greedy" apperantly place no value on a known quantity over an unknown quantity. That is an ignorant and nieve way of looking at this situation. Any car you buy as a replacement is an unknown quantity and that means greater risk of repair or failure. You need to do everything you can to mitigate that.
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