How to buy back a totaled car cheap.

[BIGJake111]

Originally Posted by cfos

And that is the life lesson. There are no "fare" police. There are only days you are at a loss, break even, or go ahead. And if you think about it, if you come out ahead, is that fair? I'm sure you don't consider a loss as being fair, do you? Well, in order for you to come out ahead, someone has to come out at a loss. You can't agree with being ahead and then complain about being fair. There is a reason Thomas More's Utopia is a work of fiction.

Am i asking to come ahead? As i said the boxsters in my area selling for 10k to 12k, the only car for 6k has severe water damage....

I do appreciate your more tame response, and i see your point, but any "Coming out ahead" will be from me capitalizing on the option to buy the salvage car, any padding to the car i purchase will come from this. A fairly fair way for everyone to win. If you do suppose that coming out ahead for me is unfair for someone, I would like to know who, 1k extra out of the insurance company still is nothing compared to what people pay into insurance every year and never take a claim out on. It doesn't hurt the other individual of the accident at all, as his rates go up regardless. I am trying to provide a parts boxster for a cheaper price to whomever i sell it to, that's fair.

[shadrach74]

There is a lot of karmic crap being thrown around on this thread. If someone totals your car then they or their insurance company is obliged to make you whole. Anyone who's ever been in a total loss situation, understands that it's kind of a subjective situation especially with older high mileage cars. In a situation like this you have no choice but to look out for you best interest. It's a negotiation...period...you try to maximize your settlement and the insurance company tries to minimize their cost. That's it, you do your job and they'll do theirs.

Submit comps for other similar cars, submit copies of any receipts for recent MX.

You don't get to negotiate salvage value in most cases. They name their number. That's it.. Take it or leave it.

Don't make this harder than it is.

The folks here criticizing you for being "greedy" apperantly place no value on a known quantity over an unknown quantity. That is an ignorant and nieve way of looking at this situation. Any car you buy as a replacement is an unknown quantity and that means greater risk of repair or failure. You need to do everything you can to mitigate that.

[BIGJake111]

Originally Posted by shadrach74

There is a lot of karmic crap being thrown around on this thread. If someone totals your car then they or their insurance company is obliged to make you whole. Anyone who's ever been in a total loss situation, understands that it's kind of a subjective situation especially with older high mileage cars. In a situation like this you have no choice but to look out for you best interest. It's a negotiation...period...you try to maximize your settlement and the insurance company tries to minimize their cost. That's it, you do your job and they'll do theirs.

Submit comps for other similar cars, submit copies of any receipts for recent MX.

You don't get to negotiate salvage value in most cases. They name their number. That's it.. Take it or leave it.

Don't make this harder than it is.

The folks here criticizing you for being "greedy" apperantly place no value on a known quantity over an unknown quantity. That is an ignorant and nieve way of looking at this situation. Any car you buy as a replacement is an unknown quantity and that means greater risk of repair or failure. You need to do everything you can to mitigate that.

Thank you, and yes a large majority of vehicles i am looking at buying have yet to have their AOS or waterpump inevitably fail, which was already fixed on my vehicle when i bought it. Thank you for the information on the salvage car.

[cfos]

Originally Posted by BIGJake111

Am i asking to come ahead? As i said the boxsters in my area selling for 10k to 12k, the only car for 6k has severe water damage....

... If you do suppose that coming out ahead for me is unfair for someone, I would like to know who, 1k extra out of the insurance company still is nothing compared to what people pay into insurance every year and never take a claim out on. It doesn't hurt the other individual of the accident at all, as his rates go up regardless. I am trying to provide a parts boxster for a cheaper price to whomever i sell it to, that's fair.

Insurance companies aren't nonprofits, and let's face it, we are only hearing one side of the story. I really don't know what is fair in this situation; however, I think it is a wrong to hold an opinion that "big companies" should always take a mulligan and pay out because they are perceived as "big" and can absorb the hit - and, for your information, people who do as you claim - pay in and make no claims - often see their rates rise (usually, as is often claimed, their costs increase due to, oh I don't know... The number of claims made in the given zip code which translates to higher rates for the area). So, one could argue that those people who pay in, yet make no claims, may have increased rates to compensate for people like you who do have accidents and generally make the cost of insuring everyone in the area more expensive... Which isn't exactly fair, but I digress as this is just me free-thinking and isn't based on facts, which you can relate to, yes?

As a parent, I wouldn't want to dedicate garage space to the wreck or have it in the yard as an eyesore for my kids or the other homes in the neighborhood... But I try to keep things classy Out of curiosity, what do your parents think? Have you told them of your burgeoning parts business?

[BIGJake111]

Originally Posted by cfos

people like you who do have accidents

As a parent, I wouldn't want to dedicate garage space to the wreck or have it in the yard as an eyesore for my kids or the other homes in the neighborhood... But I try to keep things classy Out of curiosity, what do your parents think? Have you told them of your burgeoning parts business?

I would never wish a bronco to hit a 981, but i just came close.

And for the second part, my parents are entirely happy with me buying back the salvage (if the price is right) same as me, and if the price is right, i already have a buyer, the car will be hauled by a wrecking company i know the owner of to north carolina the day i head up to buy my next boxster which i have already contacted the seller of and have plans of likely buying. The unclassy salvage will be out of the yard in no time, you remind me of me this is why we don't get along, I am okay with that.

[cfos]

Originally Posted by BIGJake111

I would never wish a bronco to hit a 981, but i just came close.

And for the second part, my parents are entirely happy with me buying back the salvage (if the price is right) same as me, and if the price is right, i already have a buyer, the car will be hauled by a wrecking company i know the owner of to north carolina the day i head up to buy my next boxster which i have already contacted the seller of and have plans of likely buying. The unclassy salvage will be out of the yard in no time, you remind me of me this is why we don't get along, I am okay with that.

Meh. Think what you want, I don't find the interwebz to be all that serious. Or 16-17 year olds. I mean, y'all are still worried about things that happen/what people think in high school, whereas I'm troubled by the fact that no one ever seemed to think it was odd or perhaps unsanitary that Fonzi had an office in the bathroom stall of Arnold's. What if someone had to go?

Anyway, good for you and your salvage. You'll be a jawa in no time.

[steved0x]

Originally Posted by cfos

... I'm troubled by the fact that no one ever seemed to think it was odd or perhaps unsanitary that Fonzi had an office in the bathroom stall of Arnold's. What if someone had to go?.

[cfos]

steved0x

https://www.youtube.com/watch?v=n8GjdqPeS9M