[rdass623]

just see what the adjuster is willing to sell it back to you for. if it seems high, make a counter offer which you feel is reasonable. I did a buyback on a truck of mine which was totaled and was more than satisfied with the offered price, which was about 10% of what would have been wholesale for the vehicle. you just need to play it by ear and weigh your options. the car if kept by the insurance company will go to auction, and that is a crap shoot on what they will get, and there are transport fees, auction fees, time lapses for getting their money, etc. which they will need to deal with...