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Old 12-19-2006, 12:10 PM   #16
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Join Date: Jun 2004
Location: Des Moines, IA
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In short, the probability that you will recoup all of your premium in claims is not good.

However, that is not to say you can't.

What we say in the insurance industry is that it is UNLIKELY that you will die before your time, but if you do, you are 100% dead!

You pay your money and take your chances!
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