I'm pretty sure it's totaled.

[Timco]

Originally Posted by amagalla

This is the part that I'm worried about. I fear getting victimized 3 times. First by the moron that hit me, second by the insurance company not giving me fair value for the stock car, and third when they don't take into account the extra items I added and don't let me keep them. This just sucks all around.

Tony

BS. You own that car, and just because it was hit and MAY be totaled, does not mean anyone else has some magic claim to your property. You bought the mods. You have no duty to make any claim at all if you chose not to. You can set it on fire right now if you wanted. It's still your car.

[amagalla]

Originally Posted by Timco

BS. You own that car, and just because it was hit and MAY be totaled, does not mean anyone else has some magic claim to your property. You bought the mods. You have no duty to make any claim at all if you chose not to. You can set it on fire right now if you wanted. It's still your car.

The problem is that it was immediately towed to the shop where it now sits.

Tony

[Timco]

Originally Posted by amagalla

The problem is that it was immediately towed to the shop where it now sits.

Tony

For a quote or an estimate? You can still insist they don't touch your car. You can get as many estimates as you want.

[BoxsterSteve]

I would think it's still entirely your vehicle up until the time as it is deemed a loss by an insurance company.
If it hasn't been written off yet, and it's not sitting in an impound yard, F-'em.
I'd go and get my personal belongings out of or off of the car.

[pony13ca]

Originally Posted by BoxsterSteve

I would think it's still entirely your vehicle up until the time as it is deemed a loss by an insurance company.
If it hasn't been written off yet, and it's not sitting in an impound yard, F-'em.
I'd go and get my personal belongings out of or off of the car.

It is his car until the insurance company settles the claim. I owned a Saab a few years back, that was hit and written off. I went and took out my HU, aftermarket amp, and my speakers, on the day the adjuster was there! He told me that if I still had the stock radio, it should be with the car, so I put it in the front seat. No issues.

[amagalla]

Originally Posted by pony13ca

It is his car until the insurance company settles the claim. I owned a Saab a few years back, that was hit and written off. I went and took out my HU, aftermarket amp, and my speakers, on the day the adjuster was there! He told me that if I still had the stock radio, it should be with the car, so I put it in the front seat. No issues.

This is what I'm hoping for. I still have most of the stock stuff that I can put back on the car. What would be a good price to buy the car back for?


Tony

[Giller]

Originally Posted by amagalla

This is what I'm hoping for. I still have most of the stock stuff that I can put back on the car. What would be a good price to buy the car back for?

Tony

Yes, make sure you put all the stock back on, or in the car. When the insurance company writes off your car and pays you, they are paying for a "complete" car - ie. it has a radio and muffler and all that. If it's missing pieces, they can deduct from what they pay you. Only things that should be missing are those pieces damaged in the accident.
As for what you should get, differs from company to company and policy to policy, but I would start by finding out what it would cost you to replace your car and work from there. Any mods done to the car, you are unlikely to get credit for.