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View Poll Results: What level of insurance do you carry
Liability only 2 4.76%
Liability and comprehensive 2 4.76%
Full coverage (including collision) 38 90.48%
Voters: 42. You may not vote on this poll

 
 
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Old 03-27-2009, 07:48 PM   #1
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Join Date: May 2007
Location: San Francisco, CA
Posts: 218
Liability only?

So, every car I've ever owned (for the last 22 years) has only been covered with liability coverage. I've never made a claim, and never wished I had more coverage. During this time, I'd guess that I've saved between $10k and $20k by not having full coverage.

The Boxster is the first car where I've had full coverage, but seeing as I only drive it on weekends, I'm thinking of going liability only.

My current break down (per year) is:
$1,407 per year for full coverage
$472 of this is liability
$244 of this is comprehensive
$628 is collision

In most discussions here it sounds like most people have full coverage. Anyone gone with liability only and regretted it?
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1995 Ferrari F355 Spider
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