[gregdacat]

I taught two daughters to drive a stick. Had to have full coverage. Unfortunately had to use it too. I have one daughter that thinks that white fog line on the edge of the road is where you are supposed to drive.

Plus in KY if you have comprehensive you are entitled to one windshield replacement per year at no charge (it has to be damaged of course) and it cannot affect your premiums or rating. No comprehensive and you're paying for the windshield out of pocket.