To the OP:
I truly understand your concerns but changing fluids is something that will help give your car a very long life. Follow the maintenance schedule....MTF at 90K, Brake fluid every 2 years. Add in doing the coolant (I choose 60K miles). These cars are very straight forward to work on. Thing is, by doing the preventative maintenance, you might head off other things.
Example: You may want to do your WP and thermostat when you decide to change coolant. When I did the WP, I pulled my motor mount and inspected for cracks. When you're under the car, you can look for things like CV boot cracks and leaks. When doing brakes, you can inspect suspension and steering components for wear. It give you a chance to do things on your time, get good advice on the repairs and shop for deals on parts.
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