It's a beautiful engine. So clean... just waiting to purr.
My luck it'll sell and, a week later, I'll need an engine.
I factor $18K, to include install and ancillary parts...
$18K/60 mos/5.75%/$346
Sell that existing engine for $3K...
$15K/60 mos/5.75%/$288
If you can get a better % rate, better still. I just pulled the 5.75% from... air. If you can get more for the existing engine... better still.
Someone could sell their existing and running engine for, what, some thousands of dollars. Take that quid... get a personal loan... pull some cash from the jar... would take the sting out of $15K all at once.
That's less than a car payment and, if your (my/his/hers?) car is in great shape, maintained and, appearance-wise, beautiful... I'd be considering it.
I think I'm trying to talk myself into this.
Tick tock tick tock tick tock tick tock...