If its a 2000 base and it has more than say 80k miles, its likely totaled. Car value is probably about $8k, and you're probably right at $8k in parts and labor. could be done cheaper with used parts, but not sure I'd like that.
Generally from what I've seen they're going to total it. It somewhat matters on what you want, say and do. If you let the adjuster come up with a total on damages, he/she will probably come up with a total higher than the value of the car. If you want to save your car, then you'll need to hunt down parts and a shop that will do it for a lot less than the adjuster's total. You'll need to call the salvage yards around your area and find those damaged parts. At a minimum you'll want a door. The fender and rear quarter might get away with being pulled and bondo.
I had similar damage done to my 996, and unfortunately it was totaled. I found a door on my own and did the install, and that helped the repair cost a lot. As well, I delivered the car to the body shop with the interior removed, which cut more labor. All in, I was actually able to make a couple of upgrades. The Ins company wouldn't budge on the value of the car, which I thought was too low, but I was able to negotiate the buy-back cost to a real deal. Having a relationship with the body shop helped out, too. Good luck with yours.
986RS
Long term project...
Fiat 500 Abarth Cabriolet
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