Current Insurance rates

[steved0x]

Originally Posted by Deserion

Look at collector policies for limited-use. Leland-West does offer more mileage and fewer restrictions, plus can do agreed value.

I have Leland-West for my 911. $250 deductible, $29k agreed value, $100k/300k/100k, occasional commute, about 4k/year for $550/year with PCA discount.

I'm using them for my Boxster as well, I think $500 deductible (match my "regular" insurance) I think $14,000 agreed value, 6k a year mileage, I think around $250 a year with PCA discount.

The condition was I have to store it in a locked garage and I need to have enough other vehicles for the other drivers in the house (if I have 4 licensed drivers in the house I have to have 4 other vehicles besides the Boxster). Also nobody under 25 can drive the Boxster.

[steved0x]

Originally Posted by dghii

You all need three kids in college! Not worth sharing details but I'm at $3,200 every six friggin months (GEICO). Oh yeah, newest car is a 2005 mustang with 120K miles. In fact, that's the lowest mileage car we have other than an '84 Alfa Spider with 72K (on separate collector car policy for under $200 year).

I can't wait for graduation.

Also welcome to FL auto insurance! I am there too, it is around twice as much as what my NC insurance was. I had Geico in NC but they just were not competitive in FL - progressive had the best rates, but then last time I checked was 2013, maybe time to get some recent quotes?

[SteelStroke]

I pay 56 a month via Geico (in CO), 500 deductible full coverage with roadside/towing on my 03 Boxster S.

[FoxRvrBox]

I really need to boost my deductible from $500 to $1000. There is usually a notable savings moving the deductible up and i would eat a $800 repair before i would turn in a claim for that. We are used to spending maintenance money anyway!

[CN58]

GEICO is a good choice for insurance on your Boxster.. I pay $216 every 6 months.. 250/500 liability, 100 property damage, 250/500 uninsured, 2K month work loss , 75k Pers injury & economic loss, 5k medical extra, $500 deduct collision & comp.. I was with SF and paid $398 every 6 for half the coverage.. GEICO worth looking into..

[Frank N]

$700/Yr with $1000 deductible for an 04S

My 08 pickup and wife's Pilot cost more per year.
And my 17 YO son's 00 Accord? ouch.

[Chuck W.]

It is always hard to compare insurance rate. There are so many variables involved.

I have an umbrella policy and the same coverage on all of the cars. They are all driven less than 7,500 miles a year with the exception of the 2012 BMW 535I;

Every six months....

2001 Boxster $257.94
2001 Toyota Tundra $271.45
2012 BMW 535I $471.49
2016 BMW M2 $410.89

[Drphil]

just bought the '97 boxster and since it was 20 years old and an occasional driver sometimes commuter but less than 50%, it is insured with the 914 on Haggerty, $608 per year for both vehicles. Now my wife and I are the only ones listed to drive them, not either of my daughters that are 21 and 17(permit no full license)- we have 3 other vehicles that last year (2000 BMW 528I, 2004 Jag XJ VDP and 2007 Navigator) that all 4 of us are listed on- those cost me $1000 every 6 months with 500/1mil coverage low deductible - carrier is Safeco- a Liberty mutual company- when we switched from Progressive we cut our premiums in half!!!! no more supporting George Soros!! -

[rockstar68]

Thanks SO MUCH for all your feedback guys. Here's what I wound up getting: I went with Ford Heacock Classic out of Florida. My 2002 Boxster S now has agreed value at $15,000, NO deductible on comp, collision or towing. Includes Roadside assistance, unlimited mileage flatbed towing (State Farm had a really short mileage limit & I had to pay for overage), uninsured and under-insured. I am 67 years old, single and have 1 speedo 1 year old on my record. ANNUAL premium is $250! The only downside is that only have 50/100 liabilities on my 2002 BMW through State Farm and Heacock won't insure the Box for more than the BMW...some insurance thing. I will soon be switching the BMW to a more competitive carrier and raise liability on both cars. 100/300 only raised my premium to $258 on my Box. Anyway, I am thrilled with the way they treated me and with the positive comments I gathered here on the forum about Heacock including claims service.

[rockstar68]

OH! I forgot.....3500 limited annual mileage, NO other drivers, pleasure driving only, stored in locked garage, which is the way I have things anyway so no problem