02-28-2015, 04:01 PM
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#1
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Need For Speed
Join Date: Feb 2013
Location: Funville
Posts: 2,114
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I don't think my insurance company would care less about what engine is in it. They pretty much base insurance off your age, driving record and the value of the car.
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2003 Boxster S
| 987 Air Box | K&N Air Filter | 76mm Intake Pipe| 996 76mm TB | 997 Distribution T | Secondary Cat Delete Pipes | Borla Muffler | NHP 200 Cell Exhaust Headers |
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02-28-2015, 04:51 PM
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#2
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Registered User
Join Date: May 2014
Location: S.California
Posts: 2,029
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Try calling your insurance company and telling them what you are planning to do.Then report back with the name of the insurance company if they "don't much care". As the owner of an over-powered hot rod car ,I would love to know. You can get away with it on much older cars as 'agreed value/collector car/less than 3000milesper year type policies-as I do with full disclosure.But not on a regular insurance policy.
That means in effect you are uninsured if you do not declare complete details of the modification in writing to the Insurance Co.
Just google Insurance+disclosure material+fact,insurance fraud.
Penalties For Driving Without Insurance - Auto Insurance Guide at DMV.org: The DMV Made Simple
There are a few very specialized Insurance Brokers who do this work ,but they are very expensive.
It is misleading to suggest otherwise.
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02-28-2015, 05:30 PM
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#3
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Need For Speed
Join Date: Feb 2013
Location: Funville
Posts: 2,114
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Quote:
Originally Posted by Gelbster
Try calling your insurance company and telling them what you are planning to do.Then report back with the name of the insurance company if they "don't much care". As the owner of an over-powered hot rod car ,I would love to know. You can get away with it on much older cars as 'agreed value/collector car/less than 3000milesper year type policies-as I do with full disclosure.But not on a regular insurance policy.
That means in effect you are uninsured if you do not declare complete details of the modification in writing to the Insurance Co.
Just google Insurance+disclosure material+fact,insurance fraud.
Penalties For Driving Without Insurance - Auto Insurance Guide at DMV.org: The DMV Made Simple
There are a few very specialized Insurance Brokers who do this work ,but they are very expensive.
It is misleading to suggest otherwise.
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There is nothing in your link that suggest putting a V8 in a Boxster will cause you to not have insurance. Insurance is cheap on these cars, you can do just as much damage with the current engine that's in. A V8 isn't going to matter.
__________________
2003 Boxster S
| 987 Air Box | K&N Air Filter | 76mm Intake Pipe| 996 76mm TB | 997 Distribution T | Secondary Cat Delete Pipes | Borla Muffler | NHP 200 Cell Exhaust Headers |
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02-28-2015, 08:48 PM
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#4
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Registered User
Join Date: May 2014
Location: S.California
Posts: 2,029
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"Just google Insurance+disclosure material+fact,insurance fraud."
What did you find?
BTW,I actually agree with your rationalization about the V8. But that is irrelevant.
All that matters is the Insurance Co. policy. And that is very clear regarding 'material facts'.
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02-28-2015, 09:38 PM
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#5
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Need For Speed
Join Date: Feb 2013
Location: Funville
Posts: 2,114
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Quote:
Originally Posted by Gelbster
"Just google Insurance+disclosure material+fact,insurance fraud."
What did you find?
BTW,I actually agree with your rationalization about the V8. But that is irrelevant.
All that matters is the Insurance Co. policy. And that is very clear regarding 'material facts'.
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So since I'm putting a 987 air box, 996 76mm TB and a 997 Distribution T in my car, also did the crios mod, but will be putting headers, cat delete pipes and a Borla muffler on my car I need to notify my insurance company of this?
__________________
2003 Boxster S
| 987 Air Box | K&N Air Filter | 76mm Intake Pipe| 996 76mm TB | 997 Distribution T | Secondary Cat Delete Pipes | Borla Muffler | NHP 200 Cell Exhaust Headers |
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03-01-2015, 08:39 AM
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#6
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Registered User
Join Date: May 2014
Location: S.California
Posts: 2,029
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Ask your insurance company.Why do you ask personal advice?
Please understand the Insurance Co. objective when presented with a claim is to avoid paying it.You are helping them in that objective if there is the slightest opportunity to avoid paying. The worst part-they have and lots of practice at this game and they wrote the policy you signed.
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03-01-2015, 08:55 AM
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#7
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Need For Speed
Join Date: Feb 2013
Location: Funville
Posts: 2,114
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Quote:
Originally Posted by Gelbster
Ask your insurance company.Why do you ask personal advice?
Please understand the Insurance Co. objective when presented with a claim is to avoid paying it.You are helping them in that objective if there is the slightest opportunity to avoid paying. The worst part-they have and lots of practice at this game and they wrote the policy you signed.
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You're the one giving personal advice on insurance, don't turn the table on me. People mod their cars all the time almost to the point of not being street legal and the insurance company still covers the claims.
I do however need to speak with my insurance company tomorrow and I will run the V8 swap by them.
__________________
2003 Boxster S
| 987 Air Box | K&N Air Filter | 76mm Intake Pipe| 996 76mm TB | 997 Distribution T | Secondary Cat Delete Pipes | Borla Muffler | NHP 200 Cell Exhaust Headers |
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09-29-2015, 10:15 AM
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#8
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Registered User
Join Date: Oct 2013
Location: San Jose, CA
Posts: 583
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Quote:
Originally Posted by Gelbster
Ask your insurance company.Why do you ask personal advice?
Please understand the Insurance Co. objective when presented with a claim is to avoid paying it.You are helping them in that objective if there is the slightest opportunity to avoid paying. The worst part-they have and lots of practice at this game and they wrote the policy you signed.
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Not to dredge this subject up again, but just FYI - I have a 1972 Datsun 240Z with a Chevy 350 conversion (oh, if the Boxster was so easy!). State Farm had no problem with it - just filled out a form telling them what has been done to it, and it is fine.
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2000 S - Borla Exhaust, TS Cat Deletes, RSS UDP, B&M Short Shift, T96 Steering Wheel, Potenza RE-71R's,
Mantis 2.0L Deep Sump, de-snorkeled, Bilstein PSS9 Coil-Overs, Rennline lug studs, and auto crossed regularly.
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