What else is in your garage?

[jb92563]

I have only 2 cars, but wondered what folks do about car insurance when they have many cars.

Does the rate go down the more cars you have, because in theory you can only be driving 1 car at a time, or are you paying full rate for each car, or do you take them off and on full insurance because you have one for each season?

[coreseller]

Originally Posted by jb92563

I have only 2 cars, but wondered what folks do about car insurance when they have many cars.

Does the rate go down the more cars you have, because in theory you can only be driving 1 car at a time, or are you paying full rate for each car, or do you take them off and on full insurance because you have one for each season?

My experience is that unless the car's insurance symbol indicates high risk the rate drops per vehicle the more you have, also depends on the number of drivers in household.

[fusionist]

Originally Posted by jb92563

I have only 2 cars, but wondered what folks do about car insurance when they have many cars.

Does the rate go down the more cars you have, because in theory you can only be driving 1 car at a time, or are you paying full rate for each car, or do you take them off and on full insurance because you have one for each season?

Not only does the rate go down the more you own but hopefully you can put some of them on classic car insurance like Haggerty which is really cheap. I've got two on classic car insurance, a '66 and a '91.

You can even make a case to put a fairly new car on classic insurance if you don't drive it much and have other daily drivers. I'm debating when to switch the Boxster over.

[986_c6]

Originally Posted by fusionist

Not only does the rate go down the more you own but hopefully you can put some of them on classic car insurance like Haggerty which is really cheap. I've got two on classic car insurance, a '66 and a '91.

You can even make a case to put a fairly new car on classic insurance if you don't drive it much and have other daily drivers. I'm debating when to switch the Boxster over.

How many miles do they allow typically for a car that is not driven much? Stated value? I always thought stated value was higher in premiums.

[fusionist]

Originally Posted by 986_c6

How many miles do they allow typically for a car that is not driven much? Stated value? I always thought stated value was higher in premiums.

I think it's 2000 miles a year. Classic insurance is stated value. That way you can do a restoration and insure for what it's worth to you.