Insurance Costs - 986 Forum - The Community for Porsche Boxster & Cayman Owners

Rodger · 02-21-2007, 03:49 AM

I have two cars, the '00 Boxster S added about $50/month. Funny thing is, whether I drive it zero miles or 10,000 miles, it's still the same price. I figured they would cut me a discount for not driving it all winter.

Boxtaboy · 02-21-2007, 03:58 AM

Dang. I'm with Geico too, but they're charging me $1400/year with 250/500 coverage. 01 Boxster, no prior accidents or tickets. Mid-30s age bracket. Guess NYC adds a premium.

ohioboxster · 02-21-2007, 04:29 AM

Ohio, 37, no points 52.00 a month zero deductible on comp 500 coll. , towing and a rental car. My Explorer 60.00 a month, figure that one

Chills · 02-21-2007, 06:09 AM

I'm 30 years old and I pay $36.50 a month for the Box's insurance. Full coverage, towing, rental reimbursement, the works. Gotta love USAA.

Brucelee · 02-21-2007, 06:14 AM

What others pay won't help you.

Too many variables for a valid comparison.

Suggest you price shop in your locale.

aren040 · 02-21-2007, 09:14 AM

Too many variables for an accurate measure.

Location, credit score, age, coverage type, if you have a family, multiple policy coverage, all play a big part. There is a lot more I am sure but that's all I could think of right now.

I on the other hand pay less per month for my Boxster than I did for my WRX.

YellowJacket · 02-21-2007, 09:26 AM

At 24, I pay $75/mo. for 500/500 primary vehicle, including discounts for married, multi-car, multi-line. No tickets, but an accident about 2 years ago. My next bill should have the accident dropped off, and I'll be turning the magical 25 years old, so it should go down a bit more.

I asked my agent why this car is significantly cheaper to insure than any of my BMW's were. He said that Porsche's are rated as one of the cheapest cars to insure due to the types of people who own them. Repair costs are high, but owners tend to be older, more mature, more courteous, etc. On the other hand, BMW is one of the most expensive due to primarly younger, less mature, more "spirited" drivers + the high cost of repairs.

Anyway, as previously stated, too many variables and not enough sample to draw broad conclusions, but enough andectodal evidence to say that Boxsters are fairly cheap to insure, I'd say!

alikhan78 · 02-21-2007, 01:32 PM

I'm with Geico as well, I'm paying about $1200 a year for 250/250. I'm 28, my wife is also on the coverage..

Quote:

Originally Posted by Boxtaboy

Dang. I'm with Geico too, but they're charging me $1400/year with 250/500 coverage. 01 Boxster, no prior accidents or tickets. Mid-30s age bracket. Guess NYC adds a premium.