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Here's another twist on experience: as a potential buyer one day down the road, I would never buy a car that hasn't had all services performed on-time and buy a reputable dealership/independent. Sure, there are things they "check" that they don't need to, and sure, a careful owner could do a lot of it on his own, but knowing that someone is cutting corners (however small the corners) is going to scare me on a car with that much potential for maintenance expense, especially since I don't know whether the previous owner is a master technician or a bumbling drunk idiot.
So if you're interested in resale value, bite the bullet, pay for the whole thing. I know that I could do 90% of the scheduled maint. on my own, but I grudgingly right the check every time knowing that in 5 years, I'm not going to care whether my 15k maintenance was $150 cheaper, but I WILL feel comfortable knowing that everything has been done on time, is up to date, etc., etc.
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