calling all insurance agents

[jdraupp]

Originally Posted by jdlmodelt

My brother in law is an officer in Nebraska and he saw a few holes in the State Highway Patrolman's investigation. He only obtained a statement from my daughter and didn't request one from my son in order to compare the two first eye witness accounts. He didn't make an attempt to visit any of the nearby houses to determine if they by chance recognized the vehicle description.

If your daughter had a vehicle description, that went into the report in her statement. The issue is, when you're conducting a crash investigation where there is another participant you can't prove much. Even if some neighbor has Billy's 99 Celica with the green racing stripe in the driveway, you now need Billy to admit that he swerved and caused the crash. If Billy was so unaware or cared so little that he didn't stop, do you think he's going to admit to causing a crash? Your son's account isn't needed. He's in the same car so he's not exactly an independent witness. If there was a third party on scene who actually saw the events of the crash that would've helped.

The Trooper did you a favor by voiding the ticket. Now you have that leg to stand on. Obviously no citation means no record for your daughter and it also means the troop thought her story had merit.

I had a trucking company roll back into an suv in traffic. Tried to take off. I caught up, got them both pulled over and got their stories. Clearly if you ran into a truck and the truck had no damage you wouldn't be the one chasing him down. Her story was legit his was bs and full of holes. I explicitly put in the report he rolled back and hit her placing him at fault. The insurance company (truck company's) tried refusing her claim stating there was no way that happened. I ended up having to talk to an adjuster on her behalf and defend my report. Moral of the story: insurance companies do not want to pay and they don't care what they have to say or do to try and get out of it. Keep on them don't back down. You'll get paid and threaten to jump if they try and Jack your rates. Just try not to take it personal. Seems like it is but trust me it isn't.