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See what the crash report says. You can probably get your own copy but you may have to pay for it. Insurance adjusters are paid to question claims. Don't back down and don't change the story. The report should have a matter of fact narrative that depicts crash events. Then there should be a paragraph of your daughters statement. Lastly should be investigation findings. If he has in there in paragraph one or three that another car was involved then you're good. Even if he didn't you still should be ok with her statement. Either way it sucks because there's no impact with the other car so your insurance company is paying either way and you can bet they aren't thrilled.
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