Quote:
Originally Posted by kk2002s
Having my daughter being hit twice (Thank goodness she had a 2003 Jeep liberty), I believe No-Fault is where your insurance picks up the costs initially. When it's clear that another driver is at fault, then your insurance carrier negotiates with the other carrier to cover the expense
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I had the choice of dealing with my insurance company or the other party's. I chose to go through my ins co for convenience. Initially they pay me the repair cost minus my deductible, then subrogates against the other insurance company for 100% of the costs. When they collect from the other insurance company they will reimburse me my deductible.
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