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Old 03-28-2008, 01:53 PM   #4
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Quote:
Originally Posted by Darkhamr
Lil, am I correct in assuming that the non DOT part has to have played a role in the accident or incident to which the claim is being made?
I'm not the expert, my buddy is. But that would seem logical.

Then again, if the policy states No Modifications, I suppose the company could resort to that in order to deny the claim.

Now, all this investigation and litigation will cost the Ins. Co. money, so on mere fender-benders and run-of-the-mill accidents, they don't scrutinize that severely - my buddy sees only the most horrific, and therefore potentially expensive, claims.

But, in a wrongful death suit, where they're likely to risk paying out tons (up to the policy limits), they're more likely to dig deeper before assuming the risk.
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Last edited by Lil bastard; 03-28-2008 at 10:02 PM.
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