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At this point, that's true. This is the first repair I've had done to the car since I bought it about a year and a half ago, so if I had passed I would have still saved money. However, the peace of mind for the "what if" scenarios is well worth the cost of the warranty.
I've also never had an accident, or had my car damaged, broken into, or vandalized, so technically I could have forgone all but the minimum on my insurance and I would indeed be ahead of the game. Think of all the money I would have saved! But that's just silly.
Extended warranties are just insurance policies and like any other insurance, you may never use it and it will feel like money wasted. But...what if?
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