Quote:
Originally Posted by jsceash
Not sure about other states but in PA this is a comprehensive claim with a lower deductible base on your policy and it has no effect on your insurance record. My truck is $3200 in repairs and out of pocket is $100
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That's mental.
I'm in the UK, and we have a No Claims Bonus scheme. The more years you don't claim, the lower your insurance will be. Claim and you only have to pay your excess (mine is £200), but you loose your NCB, so your insurance will go up, even if it isn't your fault.