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Old 11-21-2016, 01:49 AM   #18
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Join Date: Nov 2015
Location: South Wales, UK
Posts: 852
Quote:
Originally Posted by jsceash View Post
Not sure about other states but in PA this is a comprehensive claim with a lower deductible base on your policy and it has no effect on your insurance record. My truck is $3200 in repairs and out of pocket is $100
That's mental.

I'm in the UK, and we have a No Claims Bonus scheme. The more years you don't claim, the lower your insurance will be. Claim and you only have to pay your excess (mine is £200), but you loose your NCB, so your insurance will go up, even if it isn't your fault.
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