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Originally Posted by BYprodriver
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That was part of my thinking before putting all the money in my engine. My Box can be hit & totaled anytime, but I still own it & can transfer the engine to another Boxster S. Even if it is stolen they usually are found soon.  |
The insurance company wants the whole car when they total it, not one without the engine. Been there, done that, one less '99 Boxster on the street. I was lucky enough not to have put anything extra on or into the car but a set of later model taillights. I was able to take those off and replace them with the originals. And a set of door sill protectors that stayed. The end result was a very nice insurance payout.
The only way you might transfer the engine would be to buy a car with the same engine before the insurance company took the totaled car and then swap. But you might then find yourself explaining why you wanted the mod'ed engine to the insurance company which has a whole set of complications. Maybe you could convince them there were just reliability changes in which case maybe they'd want the upgraded engine.