i have no idea if your car is paid off or not, but assuming it's paid off, and hte check they cut is a check to YOU and you get cash in your hand...I KNOW you can pull off your parts. I had this happen years ago..to a car with some mild mods...I sold my parts and did just what you did. i found a guy who wanted myparts. I no longer had stock parts..so he showed up with is car, and we pulled parts off his car, swapped them with my car, so that my car had all the stock parts on it when the ins co. pickedi t up - but he got to take the upgraded parts..and I got some cash out of it.
insurance company could care less if you have stock exhasut or a full fabspeed system. they are going to sell it to a scrap yard / salvage yard. no point in letting someone else scoop up all those parts.
get people who want your parts, have them come to you, assist ini the R&R, and then they also pay you for the parts.
overall, your situation s ucks..as you have a beautiful car..but given your situation, if the car is totalled...and you do NOT plan to pay to keep it..and it is going to be sold..grab yoru parts.
as others have said her..if you do want to keep the car, you CAN keep it and take the check they give you and then fix the car. the downside to that is that the car is then titled as salvage...so good luck selling it ever for anything reasonable... but if you plan to keep it forever who cares....
that decision is up to you. one way or the other, all your parts - you n eed to kep those!!!
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Cars:
2007 MDX - Wife's mommy mobile
2006 RL - My daily driver
2000 Boxster - Ocean Blue Base 5spd on Black Full leather. 18" wheels and M030.
Boxster mods I've added: Rear speaker kit, Painted Calipers, Painted Bumperettes, Painted Center Console, 987 Shifter Assembly, 3 Spoke Steering Wheel, Clear side markers, 03+ rear lights, de-snorkeled.
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