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Resolved!
Thanks guys. Holland is a great place with great people, only the bureaucracy can beat you down if you let it.
As it turns out this time, common sence prevails - the company listened to my reasoning for not installing and will insure my car - I just pay a greater deductible if stolen.
It is good to know that there are aftermarket GPS options out there. Not far from the autobahn now....!!
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