Track Day Insurance

[rastta]

Depends on the events too - timed events - you have no chance. HPDE's billed as driver safety and training you do have a chance - although much less these days. I've run numerous events for the Audi Club when I was on the BOD and I've known of at least 3 people who have had their insurance cover their cars. Nothing illegal was done - like saying it happened off track etc. Of course I don't know if their insurance went up anymore than it would for any other at-fault accident.

That being said - if you can't afford to write it off - you should probably get track day insurance.

[jsceash]

Lockton writes Multi weekend policy's for the track addict. Agreed value can include all your track mods. In my case about $12,000 in motor and suspension work. So my track day coverage is usually twice the value of the cars on the street insured value. The down side is the 10% deductible.