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Originally Posted by djomlas
well if you do damage ur car during a DE event, do u really have to tell the insurance company that you damaged it that way?
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1) Insurance fraud
2) How exactly, will you tell them what happened? They will investigate. Doesn't take much. You tell them a lie like it happened alone, late at night, on a wet road. Hmm... the road doesn't look damaged. Weather forcast said no rain, No trees damaged etc.. Where's the car now? a shop? how did it get there? Tow company? hmm lets pull their dispatch records...
3) It is often best, when DE'ing (and especially racing), to treat your car as "self insured" meaning, if you can't afford to personally write it off the damage, maybe its not the right car to be using.
It should also be noted that there ARE companies that offer DE and Race insurance. It may not "be cheap" and well, it may not be available in ALL states (in NJ, for instance, is very hard to find it)
Hybrid Mode
