Insurance Covering Engine Failure

[Geof3]

For the out of pocket costs over time for most of these types of policies, it makes MUCH more sense to either spend a little more for a car with the IMS done, buy a car and get it done, or just buy a car, drive the snot out of it, take car of it, and change the bearing when you need a clutch. IMS's DO fail, but overall it is a very small percentage and way blown out of the water IMO.

[njbray]

When I purchased a 2007 BMW X3 i got 3 years of 'Cars Protection Plus' for $1600.
I didn't have high expectations but was pleasantly surprised.
They ended up covering around $3800 of repairs - so I got my moneys worth. Most of it was stuff that's good for another 100,000 miles. One thing I did do was pay a little extra out of pocket for some genuine BMW parts instead of generic stuff.

[bwdz]

So you want a warranty on a 15-20 year old car????? No offense but no one with any reputation offers that. They are a throwaway car anyway, engines are not that much if you do it yourself or just buy one cheap enough that if it blows up on you then you are not out that much money and get another one.