possible IMS issue, what to do next?

[nyan]

Question on IMS bearing. 2006 base with 53,000 miles.

I got my oil changed yesterday at an INDY and there was evidence in the changed oil of debris. Very slight, looked like tiny, tiny, gold flakes. The filter itself didn’t look like it contained debris. (compared to the pics of some online). I am a bir surprised due to the lower miles based on the reports on IMS but it seems unpredictable.

At this point I am not sure what are my options and how to approach in deciding what to do next. for the 2006, is there a way to replace the IMS bearing, is it too late, appreciate the group's thoughts.