Wrecked my Boxster...

[TOM986]

There is some misinformation in the answers you have received. The insurance company will determin weather to repair your car or not. The appraiser will use a formula that will determin if it is totaled. It has to do with the salvage value, repair costs and the actual cash value of the car. You do NOT need a lawyer. That will just cost you more money. Just make sure your car is repaired correctly before you accept it. If you have an agent you can talk to, discuss your case with him. If you do not, that was your first mistake. You should always have an agent that can be on your side in a case like this

[Perfectlap]

I dealt with insurance companies and lawyers for several years when I worked in the courts. Insurance companies love clients who don't have an advocate.
A lawyer might cost you more money but going solo on a major insurance claim
can cost you plenty more. I have a friend who has learned this lesson the hard way with his wrecked 996. Good luck reselling a car with a red flags on a car fax.
You would'nt belive some of the things I've seen these insurance companies do over the years.