Photos of my totaled 2001 Boxster S

[clickman]

Originally Posted by rob76turbo

She had the bare minimum insurance, so it did not even cover my car...which sucks.

Huh? Please elaborate.

[Bob O]

I guess I missed your first post about the accident. I was the leader in the clockwise group behind you and when we came up on the site of the incident I think we were all in shock. I know I was. We came up the hill and saw all the emergency vehicles but had no idea it was part of our group until we were on top of the scene. oh my. When we got there, it looked like things were under control, cops and emergency vehicles already there. You guys were all standing around the cars so we assumed everyone was ok. It could have been much much worse.

I think you were at dinner Sat night but I missed getting to talk to you. I'm so sorry this happened. This is the first major incident we've had. The good news is that neither you or your son were seriously injured. (AND that you were completely not at fault...whew) The car sacrificed itself for you and that's what it was supposed to do. But it is odd that the airbags didn't deploy.

Enjoy your new Cayman!

Hope to see you back next year.


Bob

[tonycarreon]

Originally Posted by rob76turbo

"She had the bare minimum insurance, so it did not even cover my car...which sucks."

Originally Posted by clickman

Huh? Please elaborate.

rob correct me if i'm wrong but:

texas' current minimum liability insurance is 25/50/25
- $25k per person maximum for an injury as a result of your fault in an accident
- $50k maximum per accident for all people injured
- $25k maximum per accident for damage to property

so if you hit someone the most the ins. co. is liable for is $25k per person up to $50k for all people combined and up to $25k in damages to all property.

seeing as how she hit two boxsters, that $25k could have run out quite quick.

technically i believe you can go after her assets to get the rest of the $, which is something i'm sure your insurance considered, assuming you filed against your insurance as well for uninsured/underinsured.

the most important thing, as others have already said is that everyone is okay. cars are expendable.