[thstone]

As you know, I also had my Boxster totaled and bought back the damaged car.

The insurance company could care less about IMS. All they care about is what the car might bring at the salvage auction because that is where your car is going if you don't buy it back.

With that being said, the going rate for a totaled car is around $3K - about the same as a Boxster with a blown engine.

With that as a starting point, submit receipts for any substantial work that you had done within the previous 6 months.

Then start negotiating. Good luck. PM me if you have any add'l questions.