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vijen6 · 01-01-2009, 04:59 PM

Good question though.

If a bicycle hits you at a decent biking speed (assuming 24mph from earlier post) .. that is enough force to cause dent + dings to some panels or at the very least paint damage.

Who pays ? Your insurance ? Will your rate go up if its is this type of accident ? I am assuming its a `hit and run` or not at fault accident ?

To me it make sense to require bicycle insurance for everyone using the road. (sidewalk doesn't count so joggers and pedestrians are still exempt)

01-01-2009, 04:59 PM	#40
vijen6 Registered User Join Date: Jul 2006 Location: san jose Posts: 225	Good question though. If a bicycle hits you at a decent biking speed (assuming 24mph from earlier post) .. that is enough force to cause dent + dings to some panels or at the very least paint damage. Who pays ? Your insurance ? Will your rate go up if its is this type of accident ? I am assuming its a `hit and run` or not at fault accident ? To me it make sense to require bicycle insurance for everyone using the road. (sidewalk doesn't count so joggers and pedestrians are still exempt) Last edited by vijen6; 01-01-2009 at 05:01 PM.