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Good question though.
If a bicycle hits you at a decent biking speed (assuming 24mph from earlier post) .. that is enough force to cause dent + dings to some panels or at the very least paint damage.
Who pays ? Your insurance ? Will your rate go up if its is this type of accident ? I am assuming its a `hit and run` or not at fault accident ?
To me it make sense to require bicycle insurance for everyone using the road. (sidewalk doesn't count so joggers and pedestrians are still exempt)
Last edited by vijen6; 01-01-2009 at 06:01 PM.
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