Autocrossing and insurance

[LAP1DOUG]

Don't think for a minute that it cannot happen to you at an auto-x. In the last couple of years at PCA events I have watched one car crash into a curb, and one car crash into a brick building (that one was pretty bad), 2 crashes at BMWCCA events, and 4 crashes at SCCA events.

The good news its that auto-x crashes are relatively low speed, and in all the cases I have seen, everyone walks away and crash damage is probably a few thousand dollars at most.

The same is also true of all the DE crashes that I have seen, but there the potential for serious damage is certainly higher.

[stephen wilson]

I agree. I've decided against doing DE/PDX in a car without a cage after the fatality at Summit Point. I know it's unlikely, but driving anywhere near the limit can have serious consequences.

[Bigsmoothlee]

Wow, I didnt think anyone was naive enough to think that doing the right thing would be rewarded. Insurance companies are not your friends... they are evil, twisted entities that will find any excuse to deny a claim and leave you with an enormous bill if it means turning over a bigger profit for the quarter.... Bad move, very bad move. To start with, they lobbied with senate and the house of representatives to force citizens to purchase a service, which is totally unconstitutional... but thats another story and it is what it is, and I'd prefer to have it.

I have personally picked up a Lotus Elise from a parking lot island with a few guys and put it down on the pavement... believe me, accidents do happen.

Try State Farm, they gave me a much better rate than Geico