Possible nightmare scenario

[JayG]

Originally Posted by obthomas

Guys, the problem here is your cars are insured for actual cash value. This goes both ways when you car is damaged either by yourself or someone else. A 2002 boxster is worth about $1000 today. You can argue a few thousand one way or another but when the damage approaches you get totaled. Buy your car from the insurance company and fix it or buy another boxster and put all them valuable parts on it.

$1000? REALLY!!! What have you been sniffing?

Its worth a lot more than that. Look at autotrader 2001 to 2003 Boxsters are listed at $12,500 to $19,999 and cars.com $12,500 to $26,995!!!

Based on those listings alone , damage to the rear quarter panel will not total the car

As Mike said it does need to be inspected for internal damage. Based on your description and the pics, IMHO that is very unlikely

My guess is that is going to be a $3k-$5k repair, far below total value