Disaster for a friend

[JT]

To make things worse, the insurance company that the trucker was carrying may not cover the entire cost to replace the vehicle. He may be out 10K even though the car is brand new or never been titled. They are claiming that the have limited funds to work with and there were other cars on the rig they need to settle with as well.

One more thing, My friends inurance company may not even cover the car because it was never added to the policy within 30 days of purchase. and the accident happened on day 32.

I feel really sad for my friend. If any of you know anything about insurance claims let us know.

Thanks,

JT