Quote:
	
	
		| 
					Originally Posted by thstone  I am more than happy to hear that your kids are safe! That is all that really matters. | 
	
 
 Yes, agreed, potential learning experience for all involved. 
Post #11 contains a telling sentence: " She over corrected to avoid a collision." Insurance Co will consider that as a confession of guilt. I consider it a normal reaction for most drivers especially, the young & inexperienced. Once the dust & dollars settle, I imagine your kids would welcome some defensive driving lessons. Maybe the insurance co will give a discount for them. Embrace this 2nd opportunity as much as you can.