I started out trying to talk myself out of the Macan, thinking insurance would do it. Turns out for some reason it is cheaper to insure than my Mazda CX5. But then so were the X3 and Caddy SRX I looked at when I bought the CX5. And if insurance is too stupid it will be time to downsize the bikes from 2 to 1. The Boxster has to stay, and my wife says don't touch her CTS. All of them cheaper than the CX5, for some reason.