Suburban crunched my Boxster

[BIGJake111]

Originally Posted by newob

Hello all,

I have not been on here in a while so here is a little update.

About 2-3 weeks ago my Boxster got crunched



here are the pics, the story is below





















Here are the ones of them fixing it.













Ok so the scoop



I was in a line of cars pulling up to turn left or right onto a T intersection.



2.5 car lengths back from the intersection was some train tracks. Mr suburban was illegally stopped on the tracks (he was almost across on the down hill slide of the little hill the tracks are on, but his tail end/luggage rack were in the RR crossing).

I was legally stopped at the white line before the train crossing.



CHOO CHOO



He floored it backwards when he heard the train coming. He was trying to get out of the way of the crossing guards and the train. (He didn't see me since i was so low to the ground and his tail end was higher due to coming down the other side of the little RR crossing mound.)



Looked like an elephant was going to sit on me. He floored it so hard that i got to the horn about the time he hit me.



THE INSURANCE DILEMMA!!!



So he is a nice guy, we both have insurance, Statefarm (his insurance) accepted the claim, and we get the car taken to advanced collision repair since the Porsche dealer here does not have a auto body shop. They repair the car almost 100%, looks like a great job, but they had to order a couple different headlights. I get a call this morning from the shop (mind you, this is like 3 weeks after the accident, they have been taking their time) and they say:



"Oh yeah, so the car is completely done, they are washing it as we speak, but since the headlight fiasco, it brought the total repair bill to over the threshold for totaling the vehicle." :troll:



So as i am writing this the insurance company is deciding what to do.



I WANT MY DAMN CAR BACK! IT'S MINE! I CAN'T FIND ANOTHER LIKE IT! I JUST HAD $3K WORTH OF IMS BEARING UPGRADES COMPLETED!

Argue the cars value up and it will not be totaled, trust me they would rather pay the repair than buy you a new boxster. There is no way they would total this car knowing how much they would owe you to buy a summer market S with litronics and other options.

Regardless very sorry to see and wish you luck, so many insurance claims on this forum and it seems it is never the P cars fault.

[jdraupp]

Umm...isn't this illegal? The insurance company decided to fix it, any supplements are on them. If they approve the initial quote, they also accept that any supplements will need to be covered. They can't just decide its totalled...

I had a POS sentra...guy turned in front of me and i t boned him. His fault, insurance said ok to the 3200 dollar quote. Just under their threshold to fix it. Ended up with supplements being 6000...they covered it and I didn't have a salvage title. Don't let them screw you on this. Salvage title is going to harm you in the long run.

[Giller]

Why would the garage need to order a couple different headlights? And granted they are expensive - how much over could it have put it?
I would certainly fight this and put it on the garage. They ordered the wrong part - why is that your fault?
Let us know how it turns out. I've dealt with State Farm myself through the years and have always found them easy to work with. Fingers crossed it's all good when they get back to you.
And man, red does look good on a Box.