The day came...She's wrecked.

[limoncello]

Rail - very sad to hear it. My wife was rear ended a year and a half ago, while she was sitting stopped in a left turn lane (nothing she could have done). It took about nine months to settle the claim and finish the paperwork.
Take care of yourself first - make sure the doc's get you into physical therapy to work on the strained muscles. Don't overstress your muscles till they're properly rehab'ed.
Legal - hope there's some smarter folks on the forum than me. I handled our claim and I think we came out OK, but the car was totalled - so less to argue about. Getting a lawyer - weigh the attorney cost versus probable gain in your position. If it makes sense, do it.
Good luck, wish I had better advice, and glad you're mostly OK.
Concur with posts above - accidents suck.

[mjw930]

On high line cars such as ours it's not unheard of to request from the at fault party compensation for lost resale value. It's not a common occurrence but it has been argued successfully. I would talk to a lawyer as well as your insurance agent to see if they have any experience with this type of claim.

From the sounds of it you should be able to get the car back to near 100%. Hopefully you will be back at 100% very soon and remember, it's only a car, a material object. Don't make yourself sick over it.

[eslai]

Oh man, that sucks so much--totally brand new! I would have been pissed as all hell had that happened to me this year!

There should be no out-of-pocket expenses on your part since her insurance should cover everything--you won't be going through yours so there's no deductable to pay, I'm not sure if dbth is thinking of something else?

Rest up, hope it all goes okay...

[Rail26]

Well, I went out the garage and checked it out and it doesn't seem as bad as I thought. I have no idea what the internal damage is, however the bumper seemed to absorb quite a bit. From first glance it looks as if most of it is cosmetic (minus the smashed muffler). The trunk does not look tweeked and the gap between the spoiler and the body remains the same distance through out so maybe that was not affected. I will post pictures once I get them re-sized. Thanks for all the advice and upbeat messages. You all are right, the important thing is I'm still around to ******************** about it. Oh well, life could be much worse. I could be riding out a hurricane and wondering what to do when I lost everything or I could still be in Iraq. Thanks and cheers!

Good attitude, Rail26. You are a survivor! Now start shopping for an upgarded exhaust.

Life is 10% what happens to us, and 90% how we react to it.

[Dr. Kill]

Sorry to hear about your difficulty - still, as others have said - the important thing is that you are OK.

Good luck in getting this straightened out. Maybe you can make something positive out of it – replace the OEM exhaust with a Borla kit or whatever if you hadn’t done that already.

[AUDIOGUY]

Sorry to hear about your loss! If you have any questions about the proces or need some advice, I have been in the Auto Insurance /Bodyshop business for 10 years. I can give you some pointers if needed. First of all, you do have the right to choose any repair facility you want... and keep in mind, the dealer may not be the best place to have the car repaired. Check with your local dealership and ask if they own a bodyshop. If not, they may refer work to one. Visit the shop and make sure it is up to par.. check out some of their paint work.. that is usually the most obvious part of the job. I am sure that your car will be fine if it is fixed at the right shop that is used to working on Boxsters. A familiar shop will know what to look for beyond the obvious damage from prior experience.

Now might be a nice time to UPGRADE your exhaust. If you wanted to try a new one
you can buy what ever one you wish and ask the shop to install it instead of the factory one. We would do this for a customer if requested. Dont worry about the damage, these cars are tough and when the repairs start, if the shop finds some additional or hidden damage, the insurance company will be responsible to pay for it as well.

Take care of yourself.
If you have any other questions for me, email Audioguy@comcast.net

Best of luck,
Joe
01S
Triple Black

[jameskk]

YES, make sure to get compensated for the loss in resale value. The insurance company will most likely tell you that they don't compensate for loss in resale value, it's their standard line.. trust me, they will if you make a big enough deal over it. talk with your Porsche dealer to calculate fair value. I took a bad hit in my BMW Z3 roadster back in 1998 and I had to fight the insurance carrier over the resale value but in the end they paid me $2000 for the value, which I used to trade the car for a newer model. good luck!

[SD987]

Sorry to hear about your loss...I think other boarders have covered the insurance angles, but I just wanted to add that make sure Progressive covers a "comparable" rental. A Ford Fiesta from Avis is not a comparable replacement for a 987.

It can take a long time to sort these things out. My BMW convertible got rear-ended a week after purchase, from an SUV. Exterior damage was not as bad as one would think, but after removing the rear trunk and checking out the frame there was a "crumple" and the frame was somewhat bent. Anyway, it took two months and a couple of adjuster trips before I ever saw that car again. I told the rental company to put me in the nicest thing they had (an Infiniti Q45) so I was Yakuza Pimp-man for those two months and submitted the invoice to the other insurer.

It made me feel minutely better when I was writing monthly checks for a car I couldn't drive.

[AtlantaBoxster]

Sorry to hear about the loss Rail. Think of it this way also, for a few weeks, you won't be driving the car, when you get it back, it will be like getting a new car all over again. Well enough for my poor attempt to make you fell better...

Here's my story.

A few short weeks after going from a Honda for 8 years (with no accidents) to the Porsche, I rear-ended someone. The process to get it repaired was very simple and a few weeks later, I had the car back. The insurance company voluntarily sent me a check to compensate for loss in value.

A whopping $104.93 for $6K worth of damage. hmmmm.... I wonder how they calculate it. I have yet to cash the check and would appreciate advice, especially after reading these posts on how to up that value.

[Rail26]

Tonight was one of the most frustrating nights. I called around to see how much it was going to be to transport my car to Phoenix at the lowest price I came up with 1700 clams. My insurance is not going to pay for the transport. So I went to the U haul to rent a car trailor and found out my 4 runner is way too small to pull it. So I borrowed my friends suburban to take it to Phoenix and spent an hour trying to get the car on the trailor. First of all, there is no place to hook the safety chains so that didn't really work out. Secondly, the front tires cannot go all the way to the front of the trailor because the lip is too high and it catches the air dam underneath the car. So I had to put the front tires on 2X4s to get the tires high enough, well that made the car unstable to lateral loads so I ended up taking the car off the trailor and am going to have the adjustor come out and take a look at it and see if it driveable to Phoenix. I am not leaking any fluids, the fluid levels are normal and I don't really see any structural damage. We will see what the adjuster has to say.

This is a very frustrating experience. Why does this always happen right before the holidays. Thanks for allowing me to gripe...I feel minutely better.