My clutch is squealing! (I think)

[particlewave]

I try to always be gentle on the clutch; always in neutral at stops or when coasting downhill, try to never engage it at more than 1500rpm.

It is the original clutch, according to the previous owner and service records, and the car has 78k miles on it, so I guess that's a pretty good run.

Now, the $ signs are killing me! Looking at replacing the clutch and all components, IMS bearing, and RMS. that's around $2k in parts alone. I am certainly capable of doing the work myself, but time is an issue.