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Another thing to realize about these cars is that their value is still plumetting.
If financing the car, consider how you're going to feel a year later when the car's market value is $17k, but you still owe the bank $22k.
I'd say stay within your budget! You can still find a very nice Boxster and get out the door for $19k.
It won't be the newest model, or the most option loaded, it might not even seem as nice as the one you're looking at here. If your budget is truly realistic, you have to face the fact that you cannot afford this car.
But you're not in a position to go to the showroom and get the exact car you want either, so you have to make some compromise.
Cheers!
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