Hit and Run

[husker boxster]

There would be nothing wrong with discussing the incident with your insurance agent. Show them the police report. Tell them you don't want to file a claim, just make them aware of the situation and your fear of her filing a false claim. They should be fine with that and if they're armed with your info and she tries to pull a fast one, they may be able to scare her away if they stand up to her.

Logic would say if she doesn't have a license or ins, she wouldn't want to draw attn to that fact by filing a claim. But logic seems to be out the window these days and people have some pretty big brass ones when it comes to outrageous lawsuits.

When you pick up the police report, you might want to ask why she wasn't arrested. Why do we have laws if they're not going to be enforced by the police? Ask politely but don't let them sluff you off.

Good luck with your situation. Glad it wasn't the P-Car.